Terms of Use & Disclosures


I will never share, sell, or divulge anything about you or any other subscriber to this site. If you sign up to receive updates or a newsletter, that is what you will receive. If there ever comes a time when I feel an urgent communication is in order, it will be posted here.

Legal and Financial Advice

I am an attorney by profession. I am licensed to give legal advice to my clients in California. You are not my client. I am not giving you legal advice. I am not a Financial Adviser. I do not give financial advice. If you read something on this site and feel like it is a call to make a money decision, I hereby instruct you to run said decision by your financial adviser.


I encourage you to comment on what is posted here. I enjoy the dialogue and will respond whenever I have something to contribute. Comments are moderated in one way or another. If a filter is activated, your comment may not post immediately. On the other hand, your comment may ultimately be deleted if it is offensive, racist, inappropriate, spam, or otherwise strikes me as something that should not be posted here.


Everything on this website should be considered to be the kind of opinion that is covered under the First Amendment to the United States Constitution.

Changes to Content

I reserve the right to change content after its initial posting.